The end of the year is fast approaching, which means the end of some major insurance plan benefits. For many, unused vision health insurance benefits won’t be carried over to next year. This is why December is the perfect time to schedule your annual eye examination. Eye doctors all agree that catching and treating eye conditions before they turn into major issues is the best way to maintain your vision for years to come.
Failing to use vision benefits is like walking away from free money. At Nevada Eye Physicians, we take the time to remind our patients of their insurance benefits so they can get the essential eye care they need. Our qualified vision specialists are trained to address any questions related to your vision plan, insurance benefits, co-pays, and Medicare deductibles. Schedule your next examination before the end of the year at Nevada Eye Physicians, with eight convenient locations in Las Vegas, Henderson, Boulder City, Mesquite, and Pahrump, NV.
The importance of eye exams
Since you depend on your eyes for almost everything, it’s only logical to prioritize healthy vision. Each year, millions of Americans suffer from conditions such as cataracts, glaucoma, and age-related macular degeneration (AMD). These issues can cause sight impairment that gets in the way of essential everyday activities such as driving. For instance, glaucoma gradually reduces your field of vision and causes permanent vision loss. Since many eye conditions show no symptoms in the beginning stages, your best defense is early detection so they can be treated as soon as possible.
The importance of eye exams cannot be understated, as they provide an insight into your overall health. Chronic conditions like diabetes often manifest symptoms in the eyes. For this reason, we encourage you not to wait until you have blurry vision to schedule an appointment with Nevada Eye Physicians. Since eye exams are considered preventive care, it is in your best interests to use these benefits before the year ends. Your out-of-pocket expenses are generally minimal, or your exam may be completely covered.
What vision insurance covers
Do you have a vision service plan yet? You can buy vision insurance as a group benefit through your current employer or as an individual policy. Just like traditional health insurance, vision companies have different levels of coverage, such as standard, basic, and enhanced. Based on your needs, vision insurance can offer the following:
- An annual eye examination, often with a co-pay of $10 – $25
- An allowance for corrective lenses and contact lenses
- A discount for LASIK surgery or another type of corrective surgery
Other vision insurance benefits include discounts for progressive lenses, transition lenses, and anti-glare coating for glasses. So if you wear glasses, having even the most basic vision plan will be beneficial to you. Before making a purchase, see what additional features are offered under coverage. You may be able to choose a vision service plan that saves you money in the long run.
Vision insurance also helps offset the costs of routine checkups for spouses and children, so don’t forget about them! The first step to making the most of your individual vision service plan is to understand what it covers and when. The representatives at Nevada Eye Physicians are available to give you more information about your specific insurance benefits. Simply give us a call to get started.
About Medicare deductibles and vision plans
Are you a Medicare beneficiary? It’s normal to experience age-related vision loss, so as you get older, you may be wondering what vision services are covered. Under Original Medicare Parts A and B, there is generally no coverage for eye examinations, corrective glasses, or contact lenses. However, Part B can cover exams and other essential tests in certain situations, or if you are at risk for eye disease. This includes annual tests for diabetic retinopathy, macular degeneration, and glaucoma by a licensed eye doctor. Some risk factors include patients who:
- Have been diagnosed with diabetes
- Have a family history of glaucoma
- Are 50 years or over and African American
- Are 65 years or over and Hispanic
Not all Medicare plans offer the same benefits, so make sure to check out the specific details of your coverage before you decide. Learn more about your specific vision plan by calling Nevada Eye Physicians.
Get quality eye care
Nevada Eye Physicians is focused on delivering high-quality care to patients in Las Vegas, Henderson, Boulder City, Mesquite, and Pahrump, NV. At our practice, our staff uses innovative technologies and techniques to treat a wide range of eye concerns. To learn more about the importance of eye exams and your specific vision service plan, browse our list of services and reach out to our clinic. We know that Medicare deductibles and vision benefits can be difficult to understand. Schedule a private consultation before the end of the year and allow us to help.